About

With years of experience working at the intersection of agriculture and finance, countless conversations have taken place across the table from farmers navigating debt, land purchases, conversions, succession and everything in between. A farmer’s financial situation rarely fits neatly into a bank’s spreadsheet, and every part of this service has been built around that reality. Working independently across rural and regional NZ, brings a depth of knowledge in agricultural lending, farm mortgage structuring, and rural property finance that is difficult to find outside of the big 4 — and without the bias that comes with them. Seasonal income cycles, the complexity of land valuations, and the weight of decisions that affect not just a business, but a family and a way of life — these are understood deeply and personally. The Farmgate Financial was founded with one clear purpose — to give farmers access to the kind of independent, experienced financial guidance that has long been reserved for those in the city.